Our Calculators
Calculating mortgage payments is complicated, but our mortgage calculator is designed to make it easy for you. It will give you an idea of how much you can borrow and help you determine how changes to your mortgage might affect your payments.
Salary and Tax Calculator
Use this calculator to estimate how much Income Tax and National Insurance you should pay for the current tax year
Mortgage Calculator
Use this calculator to quickly calculate your monthly mortgage payments for any term and interest rate.
Stamp Duty Calculator
Calculate stamp duty when buying property in England and Northern Ireland, as well as tax in Wales and Scotland.
Loan Calculator
Find out how much money you can borrow and how much the loan will cost, regardless of your goals.
FAQ
- The amount you can borrow on a mortgage depends on several factors such as your salary, monthly payments, etc. Interest rates are also taken into account. Our mortgage calculators can give you a rough idea of how much you could borrow for a mortgage by taking into account the above factors.
- The down payment is the amount you pay upfront when you buy the house. Most people think a down payment should be 20%, but many loans allow you to pay less than that amount. Although it is possible to buy a house with less than a 20% down payment, it can increase the total cost of home ownership. There are many factors to consider when determining the down payment amount.
- The affordability assessment takes into account your income and expenses and helps lenders determine whether you can afford to make the payments over the term of the loan and whether the loan is affordable for you. Whether it is a mortgage or a home loan, the lender will look at your financial situation and help you determine if you can afford to repay the money you have applied for, including interest and costs.
- Mortgage interest rates are determined by the amount borrowed and personal financial information such as credit history, loan terms and down payment, along with broader economic factors such as the Federal Reserve interest rate, base rates, the general economy and the housing market.